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Property
Can I afford to buy a house?
Drag the sliders to your real numbers. We estimate the monthly cost based on the figures you enter — for illustrative purposes, not financial advice.
Your numbers
Take-home pay (a year)£52,000
Deposit saved£40,000
Property price£340,000
Interest rate4.8%
Assumes a 25-year repayment mortgage, plus ~1.1% of the property value a year for insurance and upkeep.
Your estimate
A stretch
£2,031/ month
This would take a heavy share of your income. Consider a bigger deposit or a lower price.
Mortgage (25 yrs)£1,719
Insurance & upkeep£312
Loan amount£300,000
Share of your take-home47%
Your deposit covers 12% of the price.
For illustrative purposes only. The figures shown are estimates based on the numbers you entered and simplified assumptions — they are not financial advice. Your actual costs, eligibility, and circumstances may differ. Always speak to a qualified financial adviser before making any financial decisions.